Streamline & reduce the costs of cross-border payments

We partner with the Federal Reserve

  • International ACH is processed through the Federal Reserve and its global bank network to achieve secure, timely and reliable posting of payments.
  • Payments to Canada: the Federal Reserve partners with Scotiabank to process international ACH payments via the EFT network.
  • Payments to Mexico: the Federal Reserve partners with Banxico to process international ACH payments via the SPEI network.

Primary use cases

  • Vendor payments, import contract payments and other business-to-business payments
  • Facilitating payroll, reimbursement payments and claim payments to individuals
  • Collecting payments from customers (supported for Canada only)
  • Moving funds between your U.S. account and any accounts you maintain in Canada and Mexico.


Businesswoman in a meeting.

Features and Benefits

  • Process payments using the ACH template workflow in PWB Online Banking for Business to ensure all required information is provided.
  • NACHA files from your AP or ERP software are supported.
  • International ACH is a low-cost alternative to wire payments or paper checks.
  • Send payments to Canada as USD or CAD or to Mexico as MXN.
  • Send ACH debit transactions to collect payments from customers in Canada.
  • Up to 180 characters of remittance information can accompany a transaction.

Ways we can help you:

Review our frequently asked questions
View our FAQs to get your immediate question answered.

Send a secure message
You can use Secure Mail through ZixPro (above) to send a confidential email. If your message is general in nature and doesn't require additional encryption you can also send us a short note using the contact form below. We will respond as soon as we can to your request.

Answer commonly asked questions with an online demo
Learn more about our online and mobile tools through interactive demos. Explore Online Banking for Business, FX Portal and more.

Build confidence with user guides
Reference or download one of our step-by-step user guides to help you better understand our products and solutions.

Let's connect

For more information, contact your relationship manager or fill out the form below.

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