Lending Solutions

Small Business Lending

Unlock the best in your business.

Our well-respected team of originators, underwriting and servicing personnel are focused solely on your needs—those of a small business borrower. Having originated and serviced well over $4 billion in small business loans, we appreciate the challenges you face and deliver fast credit decisions and a much-appreciated, streamlined application, approval and closing process. The end result? Minimal cash injection financing. As an SBA Preferred Lender, we can make credit decisions on behalf of the U.S. government. And, we'll help you every step of the way.

Paycheck Protection Program Extension

Assistance for Small Business Owners

Paycheck Protection Program Extension

On Monday, December 28, 2020 President Trump signed a $900 billion COVID–19 relief bill, which includes funding for a second round of Paycheck Protection Program (PPP) loans. Pacific Western Bank will be participating in this latest round of PPP loans. However, lenders are not able to process loans until the Small Business Administration provides guidance and details on the implementation of the program. Until that time, Pacific Western Bank will be monitoring progress from the SBA and will provide updates regularly. We anticipate the program going live in the coming weeks.

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SBA 7(a) Loans

We provide SBA 7(a) loans from $250,000 to $5,000,000 and will process your loan quickly. All loan applicants must meet the program’s eligibility requirements.

SBA 504 Loans

Want to purchase fixed assets such as real estate, machinery and equipment that have a minimum useful life of 10 years? We provide financing between $250,000 and $8,000,000. Proceeds cannot be used for working capital.

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Short online form

Inquire Now

Begin the loan process by filling out our short online contact form or contact us directly. We'll quickly determine whether our loan products fit your needs. We guarantee a response to your completed application within 72 hours of submission.

Online inquiry form

Specialized Lending Programs

Franchise Owners

You can qualify for up to a $5 million loan anywhere in the United States. Building, purchasing, transferring, reimaging or consolidating debt.

Franchise loan (PDF)

Medical Professionals

Providing competitive fixed and variable rates from 10 to 25 years based on purpose. Close your loan in 45 to 60 days of your signed commitment.

Medical loan (PDF)

Veterinary Professionals

We offer terms from 10 to 25 years based on purpose, with no balloons or calls, fully amortizing over the life of the loan.

Veterinary loan (PDF)

Insurance Professionals

Acquisition, insurance book maintenance, expansion, real estate purchase and refinancing. Loans for up to $5 million at competitive fixed or variable rate.

Insurance loan (PDF)

Recently Closed Transactions

Small Business Lending Transactions

Goddard School

$4,234,000
SBA 7(a)
Real estate acquisition
Arizona

Small Business Lending Transactions

Zaxby’s Franchise

$1,026,000/$2,647,000
SBA 7(a)
Refinance/Land & equipment purchase and construction
Florida

Small Business Lending Transactions

Independent Insurance Agency

$915,000
SBA 7(a)
Practice Purchase
Louisiana

Small Business Lending Transactions

Sonic Franchise

$784,000/$1,615,000
SBA 7(a)
Real estate acquisition/Expansion
Kansas

View small business transactions

Pacific Western Bank is an exceptional small business lender. If you want a bank that will be creative and solutions-driven, responsive to your questions and concerns throughout the loan process and supportive of you through the lifetime of your business, choose Pacific Western Bank.
— Brad May, The Goddard School

Referral Program

We welcome referrals and extend CPAs, attorney, consultants and brokers the same excellent service and fast, efficient process we give our direct borrowers. Email us to discuss your interest in serving as a business broker and/or referring loans.

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