Our well-respected team of originators, underwriting and servicing personnel are focused solely on your needs—those of a small business borrower. Having originated and serviced well over $4 billion in small business loans, we appreciate the challenges you face and deliver fast credit decisions and a much-appreciated, streamlined application, approval and closing process. The the end result? Minimal cash injection financing. As an SBA Preferred Lender, we can make credit decisions on behalf of the U.S. government. And, we'll help you every step of the way.
Small Business Lending
Unlock the best in your business.
SBA 7(a) Loans
We provide SBA 7(a) loans from $250,000 to $5,000,000 and will process your loan quickly. All loan applicants must meet the program’s eligibility requirements.
SBA 504 Loans
Want to purchase fixed assets such as real estate, machinery and equipment that have a minimum useful life of 10 years? We provide financing between $250,000 and $8,000,000. Proceeds cannot be used for working capital.
Begin the loan process by filling out our short on-line contact form or contact us directly. We'll quickly determine whether our loan products fit your needs. We guarantee a response to your completed application within 72 hours of submission.
Specialized Lending Programs
You can qualify for up to a $5 million loan anywhere in the United States. Building, purchasing, transferring, reimaging or consolidating debt.
Providing competitive fixed and variable rates from 10 to 25 years based on purpose. Close your loan in 45 to 60 days of your signed commitment.
We offer terms from 10 to 25 years based on purpose, with no balloons or calls, fully amortizing over the life of the loan.
Acquisition, insurance book maintenance, expansion, real estate purchase and refinancing. Loans for up to $5 million at competitive fixed or variable rate.
Recently Closed Transactions
Real estate acquisition
Refinance/Land & equipment purchase and construction
Independent Insurance Agency
Real estate acquisition/Expansion
Pacific Western Bank is an exceptional small business lender. If you want a bank that will be creative and solutions-driven, responsive to your questions and concerns throughout the loan process and supportive of you through the lifetime of your business, choose Pacific Western Bank.— Brad May, The Goddard School
We welcome referrals and extend CPAs, attorney, consultants and brokers the same excellent service and fast, efficient process we give our direct borrowers. Email us to discuss your interest in serving as a business broker and/or referring loans.
Frequently Asked Questions
Explore a a list of our frequently asked questions and learn more about how we can help you with all your small business lending needs
Recent Success Stories
We help small business owners solve challenges everyday. Read how we've helped others tackle their challenges and achieve their goals.